La tolerancia al riesgo financiero y las variables socioeconomicas de los inversionistas sonorenses para el financiamiento de empresas startup de tecnologia

Roberto Luis González Vejar; Jorge I. León Balderrama; Sergio Garibay Escobar

doi:10.36792/rvu.vi83.14

Authors

Roberto Luis González Vejar Encargado Regional, Solvantia, S.A.P.I. DE C.V., SOFOM, E.N.R
Jorge I. León Balderrama Profesor-Investigador del Centro de Investigación en Alimentación y Desarrollo (CIAD) A.C.
Sergio Garibay Escobar Profesor de carrera, Departamento de Sociología y Administración Pública, Universidad de Sonora.

DOI:

https://doi.org/10.36792/rvu.vi83.14

Keywords:

Risk tolerance, investors, technology startup

Abstract

This article is a study that aimed to define and analyze the risk tolerance and socioeconomic variables of investors from the Estate of Sonora, for the financing of tech startup companies. From a snowball sampling, 147 investors with equity above $7 million were selected. Through informed consent, they were given a risk tolerance questionnaire, time horizon and financial objectives carried out through research on the issue of investment risks. The results indicated that the selected sample has low to moderate levels of risk tolerance. Similarly, it was found that variables such as schooling level and age are related to risk tolerance. The findings of the study are of particular relevance to financial advisors-planners, professional organizations, industry regulators and, above all, those who are in the search for financing for a technology startup.

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